Inflation eases, but mortgage rates don't as investor worries remain
While a Dec. 10 Federal Reserve rate cut is now seen as a lock, MBS investors who fund most home loans aren't as bullish that the central bank will cut rates aggressively in 2026
by Matt Carter Dec 5
Finding Financial Freedom
Coach Melanie Klein profiles financial expert and real estate investor Austin Lampson, who exemplifies why real estate is still one of the world's most reliable paths to wealth
by Melanie Klein Dec 4
GAO to look into claims Pulte has weaponized Fannie and Freddie
Senate Democrats say they want a better understanding of 'what is taking place at FHFA' after the head of mortgage giants' regulator subjects four prominent Democrats to criminal referrals
by Matt Carter Dec 4
Fannie, Freddie moving to adopt more inclusive credit scores
Lenders to get historical FICO Score 10T data within weeks, setting the stage for the eventual retirement of FICO Classic score and competition with VantageScore 4.0
by Matt Carter Dec 3
Homebuyers made time for mortgages around Thanksgiving
Demand for purchase loans hit a new 2025 high last week after adjusting for the holiday, with mortgage rates near a low for the year and a Dec. 10 Fed rate cut on tap
by Matt Carter Dec 3
SCOOP: Fannie and Freddie are cutting back on the information they publish
For the first time in 15 years, Fannie Mae didn't publish the results of its National Housing Survey in November. The survey has showed homebuyer sentiment remains weak this year
by Matt Carter Dec 2
Bayview merger positions Guild Mortgage for refinancing boom
As a sister company of Lakeview Loan Servicing, Guild would have an edge in contacting borrowers serviced by Lakeview if mortgage rates fall and homeowners rush to refinance
by Matt Carter Dec 1
Rep. Eric Swalwell sues Pulte, FHFA, Fannie Mae and Freddie Mac
One of four Democrats subjected to criminal referrals by Pulte, Swalwell says FHFA director 'exercises unchecked control' over the mortgage giants and has scoured their databases to concoct unfounded accusations of mortgage fraud
by Matt Carter Nov 26
Homebuyers came out in force last week, and rates are trending down
Applications for purchase mortgages hit a seasonally adjusted 2025 high last week, with FHA, VA, and USDA applications for less pricey homes driving the surge, MBA lender survey shows
by Matt Carter Nov 26
Fannie and Freddie cleared to back loans of up to $832,750 in 2026
The $26,250 increase in Fannie and Freddie’s baseline single-family conforming loan limit is the smallest since 2020, but pushes the ceiling in high-cost markets to $1.25M
by Matt Carter Nov 25
Realtor Christine Bish, who provided information about Adam Schiff's homes to FHFA Directtor Bill Pulte in April and is running for Congress in the 2026 primary elections.
Christine Bish, a Realtor in California's Sacramento Valley, sent a trove of documents to FHFA Director Bill Pulte. Now the DoJ, FBI and FHFA want to know who else she's talked to
by Matt Carter Nov 25
Letitia James mortgage fraud case thrown out, but can be refiled
The prosecutor who filed charges against James and former FBI Director James Comey, interim U.S. Attorney Lindsey Halligan, was unlawfully appointed, a U.S. District Judge ruled
by Matt Carter Nov 24
Rising unemployment revives prospects for December rate cut
Fannie Mae forecasters are predicting mortgage rates will fall below 6 percent by the end of next year. Economists at the Mortgage Bankers Association don't see rates coming down at all.
by Matt Carter Nov 21
DR Horton gets into AI mortgage tech with Tidalwave stake
In addition to participating in a $22M Series A raise, DR Horton will be a Tidalwave customer, deploying its platform across subsidiary DHI Mortgage in a 'landmark mortgage tech deal'
by Matt Carter Nov 21
'I'd love to fire his ass,' Trump says of Fed Chair Jerome Powell
The president jokingly told Treasury Secretary Scott Bessent that his job is also on the line if rates don't come down, as poll shows inflation will be a key issue in 2026 midterm elections
by Matt Carter Nov 20
The fallout from NAR's big reversal: Take the Intel Index survey today
Opinion
Each month, agents, brokers, executives and investors contribute to one of real estate's most ambitious efforts to document changes to the industry. Add your insights. Take the survey
by Daniel Houston Nov 20